By Mark Schoeff Jr. The ad titled "Jen and Maya" centers on a same-sex couple that owns a business and is anticipating starting a family. The ad is one of three — the other two focus on a retired couple and a single Asian woman — that went up on national cable television and national radio. We're happy to be including these messages and representing the broad American public who can benefit from a certified financial planner. Some automobile, technology and financial commercials over the years have hinted they are portraying same-gender couples, but the CFP Board ad leaves no room for interpretation.
This means we can be separated from our same-sex spouses or even forced back into the closet to avoid discrimination. Sooner rather than later, talk about money with your future or current spouse. Discuss where you stand financially as individuals or as a couple. Disclose your debts, including credit cards, car loans, medical bills, student loans, and mortgages.
This is the biggest financial concern among LGBT Americans
People who have trouble focusing see an optometrist. Those with back pain perhaps visit a chiropractor. Similarly, individuals in unique financial situations, who earn money in a special way or belong to a specific social group may have considered consulting not only one of the nation's , or so financial advisors but one who specializes in a particular demographic niche, be it professional, social, religious or even hobby-related. He calls himself the "fisherman's financial planner. Top financial advisory firms are finding opportunities every day by targeting certain niche markets.
Compared with the general population, members of the LGBTQ community are more likely to say that they are struggling to save. These findings closely align with research conducted by Prudential , which found that the number of LGBT Americans who had started saving or investing for retirement or had an insurance or estate plan had decreased between and Read more: 3 things same-sex couples should do to get their finances in order. But LGBT Americans also must grapple with challenges that many of their straight or cisgender peers can avoid.